Boise, the capital city of Idaho, is a dynamic real estate market with a blend of historic charm and modern living. From charming North End neighborhoods to the booming downtown area, Local Jumbo is your partner in finding the right mortgage solution for your Boise dream home.
Dreaming of a home in Boise’s vibrant cityscape or cozy neighborhoods? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a mortgage plan tailored to your Boise aspirations.
Crafting Mortgage Solutions for Boise’s Unique Homes
Boise’s real estate scene is a mix of historic elegance and contemporary design. Whether you’re drawn to the classic allure of North End’s Victorian homes or the modern condos in downtown Boise, our lenders offer mortgage solutions that match Boise’s diverse architectural styles.
- Explore a variety of mortgage types for Boise’s eclectic properties: Jumbo, Conforming, ARMs, FHA, VA, Interest-Only, Land, Construction, Bridge Loans, Cross-Collateralization, and Foreign National Loans.
- Innovative financing for a range of homes, from historic residences to new developments.
- Mortgage plans that align with Boise’s diverse neighborhoods, from the charming North End to the bustling downtown.
- Lending expertise tailored to Boise’s distinctive real estate market.
- Competitive rates for both home purchase and refinancing in the City of Trees.
Tailoring Your Mortgage to Boise’s Lifestyle
In Boise, where outdoor adventures are at your doorstep and culture thrives, your mortgage should complement your lifestyle. Whether it’s a historic home in the North End or a modern condo near the Boise River, our lenders create mortgage solutions that align with your vision for living in Boise.
2024 IDAHO CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ADAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BANNOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEAR LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENEWAH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLAINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOISE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BONNER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BONNEVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOUNDARY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CANYON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARIBOU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASSIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLEARWATER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ELMORE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREMONT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GEM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOODING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IDAHO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEROME COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KOOTENAI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LATAH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEMHI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEWIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MINIDOKA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEZ PERCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONEIDA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OWYHEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POWER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHOSHONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TETON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| TWIN FALLS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VALLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND BOISE
Neighborhoods
Highlands, Central Hills, Stewart Gulch, Quail Ridge, East End, Sunset, Warm Springs Mesa, Boise Heights, Collister, Harris Ranch, Southeast Boise, North End, Harrison Blvd, Riverland East, Veterans Park, Pierce Park, Depot Branch & West Cloverdale.
Zip Codes
83701, 83702, 83703, 83704, 83705, 83706, 83707, 83708, 83709, 83711, 83712, 83713, 83714, 83715, 83719, 83720, 83722, 83725, 83728, 83729, 83735, 83756 & 83799
Counties
Ada County, Owyhee County, Canyon County, Payette County, Gem County, Boise County, Elmore County, Twin Falls County, Gooding County, Camas County, Washington County, Adams County, Valley County, Custer County, Blaine County, Lincoln County & Jerome County.